UMEL
Treasury management for freelancers.
Odds to close a Series A in 12 months38.0%Range 30%–46%
23 of 25 applicable signals known, medium confidence
0.0 today+2.2 30 days
Unlikely
−54.2 pts over the past 180 days
Last roundSeed, $2.1M
Led byUncork
Months since3
Total raised$2.1M
Headcount6
Founded2025
Factors
Factors are groups of signals that can contribute to a company’s success. Each is marked positive or negative for its odds. They’re indicators, not guarantees; together, and tested against real outcomes, they become predictive.
Founders50Neutral6 of 6 signals known
Traction51Neutral3 of 3 signals known
Hiring58Positive5 of 5 signals known
Capital68Positive4 of 4 signals known
Network50Neutral2 of 3 signals known
Product50Neutral3 of 4 signals known
SignalValue
Capital2 of 4 pushing up+0.53 net
Hiring2 of 5 pushing up+0.23 net
Traction2 of 3 pushing up+0.03 net
Network0 of 3 pushing up+0.01 net
Product1 of 4 pushing up+0.00 net
Founders2 of 6 pushing up−0.01 net
2 signals don’t apply to Fintech companies at Seed and aren’t counted.